Comparable to the cockroaches of the world, phishing scams are now targeting more precise groups (it’s called spear phishing) to ensure that their scamming plans last as long as annoyingly possible. In June, small, local institutions (i.e. banks and credit unions) were the target. Today, small businesses, eBay members, and even cell phone users –to name just a few– are the prime targets.
If you’re wondering “Why are you calling fishing, phishing?” Well, it’s time to be educated. Phishing, according to The Daily Item’s Business News, is an:
… e-mail that tries to trick you into giving away personal information such as account login names, credit card numbers, bank account numbers, passwords, PIN codes, and social security numbers. The e-mail will pretend to come from some financial or shopping site online. It will probably even use the standard graphics and advertising look of that site. And the message will claim that you need to click to go to the website and enter your numbers or codes to activate, secure, reopen, or somehow protect your account. But the message is a fake and the information will actually go to some crook who will quickly steal your money and identity.
It’s also time you learned how to protect yourself by avoiding the schemes, defending yourself, and not taking the bait. While wiping out the scam completely won’t be a simple task, educating yourself on how to avoid the risks will only help keep these creeps at bay.